As you near retirement, should you budget the same way you have been?
Your financial needs may have changed. Do you need to start budgeting for health care instead of something like housing? The chart below may help you come up with percentages that make sense for your situation:
Try a budget tracker
You may already be doing this, but if not, creating your own budget tracker can be a helpful aid.
More life stagesI'm just getting started | I've been saving & investing | I'm about to retire | I'm retired
Data source: https://www.thebalance.com/the-50-30-20-rule-of-thumb-453922